Personal Savings

Citizens Secure Savings

  • Access competitive interest on your entire balance
  • No maintenance fee for customers 18 years or younger1
  • 2 free withdrawals per month2
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Money Market Account

  • Competitive interest with tiered rates1
  • 6 free withdrawals per month2
  • Direct deposit available
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Certificates of Deposit (CDs)

  • Experience returns higher than those from a savings account
  • Terms from 3 months to 5 years
  • Your CD automatically renews at maturity
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Individual Retirement Accounts (IRAs)

  • Competitive interest above standard savings rates
  • No setup, monthly, or annual maintenance fees
  • Traditional IRA and Roth IRA options are available
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