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Begin earning more with a Citizens High Yield Savings account that offers competitive interest and hometown service. It’s growth made easy.

Key Features

  • Tiered Interest
  • Free Digital Banking
  • Unlimited Deposits
  • Earn competitive interest on your balance
    • 4.01% APY on balances up to $100,000* 
  • Avoid the $10 monthly fee by maintaining a daily balance of $1,000
  • Unlimited deposits
  • 3 free withdrawals per month; #3 per withdrawal in excess thereafter*
  • Free digital banking services, including:
    • Free online banking
    •  Free mobile banking
    • Free online statements
  • $1,000 minimum deposit to open

*APY = Annual Percentage Yield. Rates accurate as of 04/01/2025 and subject to change. If your balance exceeds $100,000.01, the amount over that threshold earns 0.25% APY. A $10 monthly fee applies if balance falls below $1,000. Three (3) withdrawals are allowed per month; a $10 fee applies to each additional withdrawal. Account limited to one per Primary/Tax ID. See full Truth in Savings disclosure for details. Member FDIC.